At $750,000, you’re shopping well above the typical home sale in all three counties. In August 2026, the median single-family sale price was $419,900 in Hillsborough, $464,950 in Pinellas and $383,745 in Pasco. So the real question isn’t whether $750K buys a good home. It’s which tradeoffs come with it in each county.
Most of my buyers are relocating from out of state, and $750K is one of the price points I get asked about most. Here’s how I walk people through it. Related reads: Income for a $750K Home Hillsborough vs Pasco vs Pinellas Six Ownership Cost Lines
How Does $750K Compare to What Tampa Bay Homes Actually Sell For?
It puts you in a much smaller slice of the market.
Here’s what single-family homes did in August 2026, according to Florida Realtors’ monthly county reports (Stellar MLS data):
Hillsborough: median sale price $419,900; 1,134 total closed sales; 39 closed sales from $700K to $799,999; median time to contract in that band 34 days.
Pinellas: median sale price $464,950; 854 total closed sales; 47 closed sales from $700K to $799,999; median time to contract in that band 43 days.
Pasco: median sale price $383,745; 800 total closed sales; 24 closed sales from $700K to $799,999; median time to contract in that band 82 days.
A few things jump out at me:
There aren’t many sales at this price in any one month. Fewer than 50 single-family homes closed in the $700K band in each county in August. That’s a small pool, so you won’t have dozens of identical options to choose from.
Pinellas had the most sales in this band, even though it had fewer total sales than Hillsborough.
Pasco’s homes in this band took the longest to go under contract. With only 24 sales, one month is a small sample, so I wouldn’t build a negotiating plan on it alone. It’s a reason to ask questions, not a promise of a discount.
One month of data is a snapshot, not a trend. Before you write an offer, I’ll pull recent closed sales for the exact area and home type you’re considering. Why Tampa Bay Headlines Disagree
What Are You Really Choosing Between at $750K?
Same budget, different tradeoffs. These are the ones I see decide most searches.
How old is the home, and what’s been updated?
A resale home at this price might come with a newer roof, updated systems and an established neighborhood. A newer or new construction home might come with a smaller yard and fees you didn’t plan for. Neither is better. What matters is the roof age, the AC age, and what the inspection and the insurance quote say about that specific house.
How close to the water do you want to be?
This one shifts your budget faster than almost anything else. If being near the Gulf, the bay or a canal matters to you, tell me early, because that one wish changes which homes fit at $750K. It also changes your flood zone, your evacuation zone and your insurance. Check both maps for every address. They aren’t the same thing.
Is there an HOA, a CDD, or both?
Newer master-planned communities, like many you’ll find in Wesley Chapel and Land O’ Lakes, often come with community amenities and a CDD (Community Development District) fee that shows up on the property tax bill. Older neighborhoods in places like Carrollwood, Dunedin or St. Petersburg may have no HOA at all. Two homes at the same price can carry very different monthly fees, so I always ask for the HOA documents and check the tax bill for non-ad valorem assessments.
What will your real commute look like?
If you’ll work in Tampa, the drive from Pinellas, Pasco or another part of Hillsborough can look very different at 8 a.m. than it does on a Sunday. I ask my buyers to test the drive at the time they’ll actually make it before they fall for a house that adds an hour to every workday.
Why Doesn’t the Same $750K Cost the Same Every Month?
Because you don’t pay the price. You pay the monthly outflow.
Two homes listed at $750,000 can land at very different monthly numbers once you add the lines that change by address:
Principal and interest (from your lender)
Property taxes, plus any non-ad valorem assessments like a CDD
Homeowners insurance, and wind coverage if it’s separate
Flood insurance, if the lender requires it or you choose it
HOA dues, if any
Property taxes deserve a second look. Under Florida law, when a home sells, the previous owner’s exemptions come off and the home is reassessed at market value on the January 1 after your purchase (Florida Department of Revenue, PT-107). So the seller’s tax bill isn’t your tax bill.
For real numbers, go to the source: your lender for the payment, a licensed insurance agent for that exact address, and the county tax collector for taxes and assessments. I walk through how those lines affect the income it takes in Income for a $750K Home and Six Ownership Cost Lines.
How Do You See What $750K Buys Right Now?
Start with a side-by-side, not a list of 40 homes.
When a buyer tells me their budget is around $750K, here’s what I do:
Pull active listings and recent closed sales in your price range across the areas you’re open to in Hillsborough, Pinellas and Pasco.
Narrow it to a few real contenders based on what you told me matters: layout, commute, water, yard, fees.
Run the monthly outflow on each one with your lender and an insurance agent, so you’re comparing true costs, not list prices.
Tour by video first so your trip down is spent on homes that are actually in the running. Offer Prep for Out-of-State Buyers
Want to See What $750K Costs to Own in Each County?
Call or text me at 813-495-7238. Tell me your budget and the two or three areas you’re curious about, and I’ll show you what’s selling there and what it costs to own each month. If you’d rather plan it out first, book a relocation consultation.
Still early in your search? My free Tampa Bay Relocation Guide is a good place to start.
Jennifer Messina · Tampa Bay Realtor
Keller Williams Tampa Properties
Hillsborough · Pasco · Pinellas · Out-of-state relocators
Luxury service at every price point
Email: jenmessina@jensellstampa.com
Phone: 813-495-7238
FAQ: What $750K Buys Around Tampa Bay
Is $750,000 a lot for a home in Tampa Bay?
It’s well above the typical sale. In August 2026, single-family median sale prices were $419,900 in Hillsborough, $464,950 in Pinellas and $383,745 in Pasco, according to Florida Realtors. That said, location, age and water access can move a home’s price a lot, so $750K buys very different things in different parts of each county.
Which county gives you the most for $750K?
That depends on what “most” means to you. If it’s being near the water, a newer home, no HOA, or a shorter drive to work, the answer changes. I’d rather show you a few real homes side by side, with their monthly costs, than give you a blanket answer.
Do $750K homes sell quickly around Tampa Bay?
In August 2026, the median time to contract for single-family homes between $700,000 and $799,999 was 34 days in Hillsborough, 43 days in Pinellas and 82 days in Pasco. Those are one-month numbers with small sample sizes, so I check recent sales for your specific area before you make an offer.
Will my property taxes be the same as the seller’s?
Probably not. Florida reassesses a home at market value the January 1 after it sells, and the seller’s exemptions don’t transfer to you (Florida Department of Revenue, PT-107). Ask the county tax collector or property appraiser for an estimate on the exact address.
How do I compare $750K homes from out of state?
Pick two or three areas, ask for a side-by-side of active and recently sold homes, run the monthly costs on your favorites, and do video tours before you book a flight. That way your trip is spent choosing between finalists. Offer Prep for Out-of-State Buyers
This post is general market information, not financial, tax or insurance advice. Market figures are as reported by Florida Realtors for August 2026, single-family homes.